36 months interest-free finance is available on purchases of $750 and over using Q Mastercard's Long Term Finance (LTF).
fees
A one-off establishment fee of $55 is charged on your first Q Mastercard Long Term Finance transaction (Establishment Fee).
A $35 fee is payable or any subsequent Q Mastercard Long Term Finance transactions (Advance Fee).
A $50 annual account fee is charged annually (Annual Account Fee).
monthly repayments
A minimum monthly repayment of 3% of the outstanding monthly balance or $10 (whichever is greater) is required during the interest-free period. If you make only the minimum monthly payment, you will not pay off the total amount of the loan before the end of the interest-free period.
interest payable after interest-free period
The Standard Interest Rate of 28.95% p.a. will apply to any outstanding balance at the end of the LTF Interest-Free Period. Rates & fees are subject to change.
general
Q Mastercard terms & conditions, credit criteria, interest rates, & fees apply. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend, or terminate the offer and these terms & conditions at any time without notice.